{"id":125002,"date":"2015-01-16T00:00:00","date_gmt":"2015-01-15T22:00:00","guid":{"rendered":"https:\/\/rhn.ro\/changes-to-the-first-home-program\/"},"modified":"2026-03-28T23:27:39","modified_gmt":"2026-03-28T21:27:39","slug":"changes-to-the-first-home-program","status":"publish","type":"post","link":"https:\/\/rhn.ro\/en\/changes-to-the-first-home-program\/","title":{"rendered":"Changes to the First Home Program"},"content":{"rendered":"<div>The Minister of Public Finance, Darius V\u00e2lcov, has proposed modifying the \u201cFirst Home\u201d (Prima Cas\u0103) program so that those who have already purchased a home can buy a larger one, provided they sell the first. Real estate specialists believe this measure would be beneficial for the real estate market, but they do not expect a significant increase in the number of acquisitions.<\/div>\n<div><\/div>\n<div>Antoanela Com\u0219a, general manager of West Development, part of the Gran Via group, is of the opinion that \u201ccurrently, the main difference between a mortgage loan and First Home is the value of the down payment, and anyone who already has a house and wants to sell it to move into a larger home can apply directly for a mortgage loan, given that they will certainly have the down payment from the sale of the first house. In conclusion, it is debatable what impact this measure will have, but I do not think it will boost sales of new homes.\u201d However, specialists expect a slight increase in the purchase of new apartments, as there is a lot of construction in the market, and developers&#8217; offers are adapted to meet the conditions of the First Home program.<\/div>\n<div><\/div>\n<div>Through the First Home program, 130,000 properties were purchased, of which 69% are homes built before 2008 and 31% are new homes, according to data provided by the National Credit Guarantee Fund for SMEs, the institution that manages the state guarantees granted through this program.<\/div>\n<div><\/div>\n<p>Source: <a href=\"http:\/\/www.imobiliare.net\" data-wplink-url-error=\"true\">Imobiliare.Net<\/a><\/p>\n<h3>Frequently Asked Questions<\/h3>\n<p><strong>What is the main change proposed for the First Home program?<\/strong><\/p>\n<p>The proposal allows current owners who bought through the program to purchase a larger home, provided they sell their existing property.<\/p>\n<p><strong>Why are experts skeptical about the impact on new home sales?<\/strong><\/p>\n<p>Experts believe that those selling a home will already have the necessary down payment for a standard mortgage, making the First Home program less essential for them.<\/p>\n<p><strong>What is the share of new homes in the First Home program?<\/strong><\/p>\n<p>Out of 130,000 properties purchased, approximately 31% are new homes, while 69% were built before 2008.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Minister of Public Finance, Darius V\u00e2lcov, has proposed modifying the \u201cFirst Home\u201d (Prima Cas\u0103) program so that those who have already purchased a home can buy a larger one, provided they sell the first. Real estate specialists believe this measure would be beneficial for the real estate market, but they do not expect a&hellip;<\/p>\n","protected":false},"author":0,"featured_media":65242,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2857],"tags":[],"thb-sponsors":[],"class_list":["post-125002","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-transactions"],"article_style_override":"","post-style":"","post_via":"","post-top-image":"https:\/\/rhn.ro\/wp-content\/uploads\/2019\/11\/tranzactii-2.jpg","_links":{"self":[{"href":"https:\/\/rhn.ro\/en\/wp-json\/wp\/v2\/posts\/125002","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rhn.ro\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rhn.ro\/en\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/rhn.ro\/en\/wp-json\/wp\/v2\/comments?post=125002"}],"version-history":[{"count":0,"href":"https:\/\/rhn.ro\/en\/wp-json\/wp\/v2\/posts\/125002\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rhn.ro\/en\/wp-json\/wp\/v2\/media\/65242"}],"wp:attachment":[{"href":"https:\/\/rhn.ro\/en\/wp-json\/wp\/v2\/media?parent=125002"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rhn.ro\/en\/wp-json\/wp\/v2\/categories?post=125002"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rhn.ro\/en\/wp-json\/wp\/v2\/tags?post=125002"},{"taxonomy":"thb-sponsors","embeddable":true,"href":"https:\/\/rhn.ro\/en\/wp-json\/wp\/v2\/thb-sponsors?post=125002"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}